Student Health Insurance Plan 2025-2026
As you prepare for the 2025-2026 academic year, we urge you to consider your health insurance coverage a top priority. Students must have access to comprehensive medical care in Rhode Island while enrolled at bet365 apps (RWU).
RWU has partnered with University Health Plans (UHP) to offer a comprehensive Student Health Insurance Plan. The annual premium for coverage is $3,418 effective August 14, 2025, to August 13, 2026.
International Student Enrollment and Waiver Process
International students are automatically enrolled in the Student Health Insurance Plan and do not need to take any action to enroll.
International students with comparable U.S.-based health insurance policies filed and approved in the U.S. and compliant with the Affordable Care Act (ACA) may submit a waiver form by August 19, 2024 for Fall semester, January 31, 2025 for Spring semester. The waiver form will be reviewed before being approved or denied.
Domestic Student Enrollment and Waiver Process
The following students are required to confirm enrollment or waive coverage for the 2025-2026 academic year by August 18, 2025 for Fall semester, January 30, 2026 for Spring semester:
- Full-time Undergraduate Students taking 9 or more credits (residential & commuter)
- School of Law Students (JD & MSL)
** Students who do not complete an enrollment or waiver form by the deadline will be automatically enrolled in and billed for the University Student Health Insurance Plan.
Voluntary Enrollment Option
Full-time Graduate Students taking 6 or more credits are encouraged to, but not required to enroll in the University's Student Health Insurance Plan. The deadline to complete a voluntary enrollment in the student health insurance plan is Aug. 18, 2025 for Fall semester or January 30, 2026 for Spring semester.
Waiver Requirements
If a student is currently insured under another insurance policy that is comparable to the RWU Student Health Insurance Plan and does not wish to have coverage under the University-sponsored plan, the student may waive the insurance by completing the waiver form by the deadline.
By submitting a waiver, you are certifying that you have comparable health insurance coverage and agree that you will be responsible for any medical expenses you incur, and that RWU and the Student Health Insurance Plan will not be responsible for those expenses.
Waiver Criteria
Before waiving the insurance, please review your current insurance policy to confirm it meets the following criteria:
- Your plan must be ACA compliant, filed and approved in the U.S.
- Your plan must provide insured benefits for doctors, hospitals, labs, pharmacies, and behavioral health providers in Rhode Island
- Service must be accessible in Rhode Island near the Roger Williams Campus
- If you intend on studying abroad , your plan must provide coverage anywhere in the world
If your insurance plan will end before August 13, 2026, while you are in school, you must either enroll in the Student Health Insurance Plan within 31 days of your other plan’s end date or provide comparable coverage elsewhere.
Enrollment Process
Access Enrollment Forms
New this year: RWU Students will access the enrollment or waiver forms using their Roger Central login credentials.
If you are enrolling in the University Sponsored Plan, navigate to the , locate the enrollment form in the navigation menu, and follow the instructions. Students will need their student ID number and date of birth to access the enrollment form.
New students will receive their student ID in approximately two weeks after their deposit is received.
Access Waiver Forms
If you are currently insured under an existing health insurance plan and do not wish to have coverage under the University Sponsored plan, navigate to the , locate the waiver form in the navigation menu, and follow the instructions. Students will need their student ID number and date of birth to access the waiver form. New students will receive their student ID in approximately two weeks after their deposit is received.
Waiver Confirmation
Once you completed the waiver process, an email will be sent to your student RWU email address confirming that you submitted the waiver. Please print and keep this confirmation for your reference.
Please allow 5-7 business days for your waiver to be processed. If you do not receive the credit, Undergraduate students should contact the Bursar’s Office at 401-254-3520 and law Students should contact the Office of Student Finance and Records at 401-254-4657.
Problems with Student ID?
Having problems with your RWU Student ID? Undergraduate and graduate students should contact the Registrar's Office at 401-254-3510, and School of Law students should contact the Office of Student Finance & Records at 401-254-4657.
Questions
If you have questions about the University's student health insurance plan enrollment or waiver process, contact University Health Plans at 800-437-6448 or info@univhealthplans.com.